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👨👩👧 Tool
Sibling Care Contribution Split
Splitting a parent's care between siblings goes wrong in a predictable way: the money gets counted and the hours do not. Whoever lives nearest ends up driving to appointments, sitting in waiting rooms and doing the admin, while the receipts everyone can see belong to somebody else. This logs both and lets you compare several user-selected allocation scenarios. The arithmetic is a discussion aid, not a finding about what anyone fairly or legally owes. Everything stays on this device: no account, no login, nothing sent anywhere.
👥 Who's sharing the care
Add everyone who contributes anything — money, time, or both. Income is only used if you pick the income-weighted basis below, and it never leaves this device.
Nobody added yet. Start with yourself.
⚖️ Choose an allocation scenario
The same recorded contributions look different under different assumptions. Switching the scenario does not decide which assumption is fair, enforceable or appropriate.
Optional scenario input. Enter a rate only if you want hours converted to a comparison value; the tool does not supply a market or legal rate.
Display only — no conversion happens.
Display preference only. More entries add context but do not make the scenario legally or statistically authoritative.
🧾 Log a contribution
Money and hours go in the same place. Log hours the same week you spend them — nobody reconstructs a Tuesday afternoon three months later.
📊 Where it stands
Money and any hour-value you chose, compared with the selected allocation scenario. A positive difference means recorded contributions exceed that scenario amount; it does not create a debt or reimbursement right.
Add a person and one contribution to see the split.
📈 What it costs each month
Recorded contribution values per month, stacked by person. The chart summarizes this log only and does not determine responsibility for future care costs.
The chart appears once you have contributions logged in two or more months.
Not legal, tax or financial advice. This is a record-keeping tool for a family conversation, not a settlement. Money moved between adult siblings can have tax and benefit consequences in some countries, and paying a family member for care is treated differently again — particularly where a parent may later need means-tested support. If real sums are changing hands, or a care allowance or Medicaid look-back period could be involved, take the printed record to an accountant or elder law attorney rather than relying on it alone.
Why the money argument is really an hours argument
Ask five siblings what a parent's care costs and you will get five numbers, all of them wrong in the same direction. Receipts are visible. Bank transfers are visible. The Thursday morning spent on hold with an insurer, the 40-minute drive each way, the afternoon taken unpaid to sit in a waiting room — none of that leaves a trace, so none of it gets counted. The sibling doing it knows exactly what it costs them. Everyone else genuinely does not.
That asymmetry is why these conversations curdle. The nearest sibling isn't asking for money so much as asking to be believed, and there is nothing to point at. Putting hours in the same ledger as receipts, at a stated rate, converts an unfalsifiable grievance into a line item. It stops being about who cares more.
Picking a basis before you pick a number
Decide how you are splitting before you look at what anyone has spent. The moment the totals are visible, whichever basis favours you starts to feel like the principled one, and everybody notices. Agreeing the rule first — equal, income-weighted, or a custom split you have talked through — takes the sting out of the arithmetic that follows.
Equal, income-weighted and custom splits answer different hypothetical questions. None is automatically fairer. Use them to compare assumptions, and document any real family agreement separately. If money or compensation has legal, tax or benefits consequences, get advice appropriate to the situation.
What an hour is worth
There is no universal hourly value for unpaid family care. If the family wants a replacement-cost scenario, enter a current local rate from a source relevant to the type of service being compared. That remains a planning assumption, not a wage, reimbursement right or tax value.
Some families set it deliberately low, as a gesture rather than a wage. That is fine. The point of crediting hours is not to invoice anyone; it is to make sure the person doing the driving appears in the ledger at all.
Reviewing it together, not sending it
Print the record and bring it to a conversation. Emailing a spreadsheet of what your siblings owe you is a different act entirely, and it reliably lands as an accusation no matter how the covering message is worded. A monthly or quarterly review, with the totals visible to everyone at the same moment, keeps this in the category of shared logistics rather than personal grievance.
If the balance is badly lopsided, the useful question is rarely how to settle up in cash. More often it is what to buy with the money — paid respite, a cleaner, a sitting service — so that the sibling carrying the hours gets time back instead of a transfer.
Carrying most of the hands-on care yourself? The Caregiver Burnout Self-Check is a private look at how you are actually holding up, and the Caregiver Cost Calculator works out what caring is costing you personally in lost earnings and out-of-pocket spending.
Coordinating the care itself as well as the contribution log? The Caregiver Planner keeps user-entered medication references, appointments, readings, contacts and handoff notes in one local-first file. Compare the wider Health & Care offline apps.
If you are also managing a parent's medications and appointments from a distance, the Medical Care Binder keeps the documents and history in one printable place.
Sharing the visits as well as the costs? The Nursing Home Visit & Concern Log gives every sibling the same record of what is actually happening on each shift, instead of four different impressions.
Created by and property of gentletools.com · 2026
Frequently asked questions
Should caregiving hours count as a contribution?
Most families that split care costs fairly do count them, because the sibling doing the hands-on care is usually the one spending the most and earning the least. This tool lets you set an hourly value and then treats logged hours as a contribution alongside money spent, so the two are visible in the same column instead of being argued about separately.
Is an equal split the fair one?
Not always. Equal splitting is the simplest to agree on, but siblings rarely earn the same amount, and the one living nearest usually absorbs far more unpaid time. This tool offers three bases — equal shares, shares weighted by income, or custom percentages you set yourselves — so you can see the same contributions measured three ways before deciding.
Does anything get sent to my family or stored online?
No. There is no account and no email address. Everything you enter is saved only in this browser on this device, and nothing is uploaded. To share the record you export a backup file, download the standalone HTML, or print it — all three keep the data in your hands.