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🏠 Tool
Home Inventory for Insurance
Walk the house one room at a time and record what you want to keep track of: the item, a user-entered value, purchase date, serial or model number, warranty information and notes. Print an inventory summary whenever you like. The working record stays in this browser on this device; keep an independent backup because GentleTools does not hold a cloud copy.
Nothing listed yet. Start in one room and add a few important or individually identifiable items, then expand the inventory at your own pace.
📊 Where the value sits
Total user-entered listed value grouped by room. Useful for spotting rooms that are barely documented.
The value-over-time chart fills in once you have added items on two or more days.
Keep an independent backup. If the only copy is in one browser profile or on one device, device loss or cleared browser data can remove it. Use Export backup or Download HTML and keep a separate copy in storage you control. Values here are your own estimates; the app does not determine coverage, insurer valuation or claim payment.
Do the expensive things first
Most home inventories die in the second drawer of the kitchen. The instinct is to be thorough and start with the nearest room, which means an hour of logging saucepans while the actual money — the bikes in the garage, the camera, the laptop, the ride-on mower — stays unrecorded.
Reverse it. Add the ten most expensive items you own, wherever they are. That usually accounts for well over half the contents value of an ordinary household in about fifteen minutes, and if you never come back to it, you still have something genuinely useful. Anything with a serial number is a useful next step because it gives you a durable identifier to keep with the item record.
Categories are allowed to be one line
Clothing, books, kitchenware, kids' toys, garden tools — these are worth real money in aggregate and almost nobody lists them item by item. One grouped line for a lower-value category can be easier to maintain than dozens of separate entries. If an active claim requires a particular format, follow the insurer's current instructions.
Photographs and receipts, without the app
This tool deliberately does not store photographs, because storing them would mean uploading them somewhere. If a room video is useful to your own record, you can keep one separately with the backup. A video can help you remember and identify possessions later, but this tool does not determine whether any particular photo, video or document will satisfy an insurer's evidence requirements.
Review it once a year
Review the inventory often enough that it remains useful, especially after significant purchases, moves or other major changes. If you keep policy-reference figures beside it, refresh them from the current policy documents rather than carrying old limits forward automatically.
Wondering which of those items could earn money instead of sitting still? What Can I Rent Out? walks the same rooms with a different question. If you are packing rather than insuring, the Moving Box Inventory & Label Maker tracks boxes from packed to unpacked, and the After-Loss Checklist covers the paperwork side of clearing a home.
Created by and property of gentletools.com · 2026
Frequently asked questions
Where is my inventory stored?
Only in this browser, on this device. There is no account and nothing is sent to a server. Because a home inventory is exactly the list a burglar would want, that matters — but it also means you should export a backup file and keep it somewhere outside the house, such as a USB stick at a relative's or a copy emailed to yourself.
What does an insurer actually want to see after a loss?
Typically an itemised list with descriptions, approximate purchase dates, what you paid, and any serial or model numbers, room by room. Receipts and photographs strengthen a claim but are rarely available for everything. A dated, itemised list produced before the loss is far more persuasive than a list reconstructed from memory afterwards.
Do I have to list every single thing I own?
No, and trying to is how most inventories get abandoned. Start with anything worth more than a few hundred, anything with a serial number, and anything that would be genuinely hard to replace. Whole categories such as clothing or kitchenware can be logged as a single line with an estimated total.